We are the difficult loan experts!

Couple with an approved loanAre you looking to invest in Australian real estate? We can help! Whilst most mortgage brokers only use two or three lenders for most of their loans, we work with over 40 different banks and lenders!

Most bank managers have never even worked for another bank! This means their knowledge of what Australian mortgages are on offer is extremely limited. What does this mean?

Don’t believe them if they say your home loan can’t be approved!

Talk to us at Mortgage Broker Australia for the right advice and the best mortgage every time!

Why should you talk to us?

icon_tickOur staff are APPROVAL EXPERTS, with more experience & training than normal mortgage brokers.

icon_tickWe specialise in non-resident and Australian Expatriate mortgages.

icon_tickOur services are FREE for many types of residential loans over $300,000.

icon_tickAustralia wide services: We can help people anywhere in the world to buy or refinance property in Australia.

icon_tickAccess to over 40 lenders including the major banks.

icon_tickWe hold an Australian Credit Licence and we are a member of the MFAA & COSLensuring professional & ethical lending practices

Where should you start browsing?

This page, our home page is of course a great place to start. First of all continue reading this page. It shows you where to find information within our website and who we are and an overview of what a mortgage broker actually is.

We then briefly discuss the banks we work with then let you know what you can do to find out more. Please enjoy the site and if you are ready to apply for a loan don’t hesitate to contact us by enquiring online.

Do you already have a property in mind and are looking for a loan? We can help! We are approval experts for foreign citizens and Australian expatriates and can find the right loan for you! Enquire online or call +61 2 8668 4038 and talk to one of our mortgage brokers today.

Where do you find information on Australian mortgages?

The three headings below link to the main sections of our website. From them you can find the information you are looking for! You can also access them from the page menu on the right of the screen.

Mortgages In Australia: Here you will find an brief overview of Australian mortgages. You can read about why it is more beneficial to take out a mortgage in Australian dollars, how much you will be able to borrow, and some of the features lenders offer when you take out a loan.

How To Buy Real Estate In Australia: Here you will find more detailed information on buying Australian property. Different ways to go about doing research and purchasing, as well as a run through of the actual property buying process itself.

If you are a non-resident of Australia this section discusses how to buy from both within and outside the country, as well as investment approval you may need such as that from the Foreign Investment Review Board (FIRB).

Home Loan calculators: These online calculators allow you to see your financial areas of concern, giving you a good indication of your overall financial situation thereby helping you make informed decisions.

They also give you important feedback about what you need to discuss with a professional when you are preparing your mortgage application.

A poplular calulator we have is the Non-Resident Mortgage Calculator which can instantly work out if you are eligible for an Australian mortgage.

Mortgage Broker Australia: Who we are!

Mortgage Broker Australia is part of a company in Australia know as the Home Loan Experts. We find mortgages for Australian citizens, Permanent residents, temporary residents and foreign citizens. This website is to enable people from outside Australia to understand more about buying real estate and property in Australia.

happy family with their mortgageTerminology as well as laws, regulations and policies differ from country to country and bank to bank. We offer here an overview of the industry and our information is geared towards foreigners looking to invest in the country.

Please feel free to browse our site using the menu on the left. If you have an Australian property in mind and need information and help regarding your individual situation don’t hesitate to contact us and enquire online.

What is a Mortgage Broker?

A mortgage broker is a professional who acts as an intermediary between individuals and businesses, and the bank. They specialise in loan organisations and they usually work with a number of different lenders. This gives them a greater ability than single lenders to source out loans that fit the borrowers’ needs.

Australian mortgage brokers are constantly researching policy changes and available deals. All this legwork is available to you when you go through them. They look through all the hundreds of mortgage products available and once they’ve found one to suit you they then support you through the application and settlement process.

Most loan processing functions are performed by the mortgage broker such as making loan applications, ordering credit reports, title reports and appraisals. In Australia most of their services are usually free as banks and lenders subsidise them as they manage most of the relationship with the borrower.

Which banks and lenders do we use?

Mortgage Brokers are not tied to only one or two lenders. They can source a loan from any number of lenders all over the country. Mortgage Broker Australia for example works with over 40! As the banks all have different lending policies, this gives us and therefore you a far greater number of options.

Foreign languages

Do not worry if your documents are not in English. Banks and lenders sometimes offer in-house translation and even if your preferred lender does not there are translation services available and they are not overly expensive.

How to find out more

Mortgage Broker Australia has information on this website regarding almost all needs of foreign citizens looking to buy property in Australia. You can browse the website by following the links on the right-hand side of the page.

Apply for an Australian mortgage today!

Do you need information specific to your situation? You can call us on +61 2 8668 4038 or enquire online and one of our mortgage brokers will contact you as quickly as possible. They specialise in finding loans for foreigners who are both overseas and within Australia.